Rent to own
Move In Now. Buy Later.
Would you like to own your own home, but do not currently qualify for a mortgage? Or do you simply need more time to arrange financing or sell your existing property?
Rent to own is the ideal solution for you. It allows you to move into your chosen apartment or house immediately and purchase it later under pre-agreed terms and conditions.
What Is Rent to Own?
The process works as follows: we purchase the property on your behalf, and you initially rent it from us. This gives you additional time to arrange a mortgage or secure your own financing, while ensuring you do not lose your dream home. Once everything is in place, you can purchase the property from us.
Who Is This Service Suitable For?
Rent to own is an ideal solution for anyone who does not currently qualify for a mortgage, needs more time to sell their property, or is in the process of settling an inheritance or resolving a property division.
We Make Your Path to Home Ownership Easier. How Does It Work?

You have found a property you like, but you do not have sufficient funds and the bank is unable to approve a mortgage for you at this time. We can help you find a solution.

We will get in touch and review your situation together. We are not bureaucratic, but we do need to verify that MOOY is genuinely the right solution for you.

Once we reach an agreement, we will enter into a clear and straightforward contract and purchase the property. You can then move in immediately.

You settle into your new home, make improvements to the property, and pay the agreed rent.

Once you secure a mortgage or your savings have grown, we will promptly sell the property to you — again under terms and conditions you know in advance.
Story of a client: Mortgage without Czech permanent residence rejected
How MOOY helped Andrei from Romania build his future in the Czech republic. Read a story of our client bellow.
Who are we?
on the market
is the Broker Trust’s turnover in 2023
invested in a client’s property
Without hooks and stars. Fair and square.
While our clients deal with housing problems
only once in a lifetime, we deal with them on a daily basis and actively seek solutions.
MOOY is backed by BO! holding and Broker Trust, the largest Czech financial advisory company, which has been on the market for a quarter of a century. A similar project can only be implemented with a stable background and experience in real estate. We have both. We pride ourselves on the quality of our services and our good name. You won’t find hidden hooks or invisible stars with us, you will always know clearly where you stand.
Dominik Pindór
Petr Klimša
Are you interested? Leave a contact!
MOOY is a project of Broker Trust a.s., and BO! Holding a.s., so we have the background of the largest mortgage broker on the Czech market with a turnover of CZK 2,7 billion in 2023, 22 years of experience on the market, knowledge of financial intermediation, real estate, banking, management. MOOY is simply a strong partner with a stable background.
Within the last year, we have invested a total of CZK 150 million in real estate.
The property must be properly licensed and suitable for immediate occupancy.
We are interested in your ability to pay rent and your credit history. Despite problems with the bank, such as late payments, we can make arrangements with you as long as you do not have serious foreclosures and are not in bankruptcy.
Fill out a short form, we’ll get back to you within the next day to find a solution!
Our solutions are individual. Fill out the short form, we will contact you and prepare a free preliminary solution offer!
The contract is for a maximum of five years.
Yes, we can discuss the possibility of subletting.
The property will be well inspected by an appraiser and an engineer. If all goes well, we can sign the contracts.
At the beginning we sign a future purchase contract with you, so you can be sure that we won’t sell the property to anyone else if you don’t want us to. On the contrary, according to the contract, we will sell the property whenever you request it.
At the beginning, along with the purchase agreement, we will also sign a future purchase agreement that clearly defines our settlement process. This means your entitlement is fully secured by contract.